IRA Approved Gold Bullion Coins, Bars | Gold IRA Approved

New investor entrants into the physical precious metals industry are often unaware they can buy and hold approved Gold Bullion IRA products within a Gold IRA.

Here we cover various rules regarding which gold bullion products are Gold IRA investment approved, and which gold coins get excluded from being allowed for gold individual retirement account holdings by the IRS.

Owning a prudent gold bullion allocation within a Gold IRA account can simultaneously offer an investor both proven wealth protection and growth opportunities.

But there are some strict rules and regulations by the IRS regarding precious metals investments with an IRA account.

There are only certain gold bullion products that are eligible for inclusion within an IRA account. Here we will outline the available products. As well we will document on a separate blog post which silver bullion products quality as IRA Approved Silver investments.

IRA Approved Gold Bullion

According to the IRS regarding Gold Bullion IRAs:

Your IRA can invest in one, one-half, one-quarter, or one-tenth ounce U.S. gold coins, or one-ounce silver coins minted by the Treasury Department. It can also invest in certain platinum coins and certain gold, silver, palladium, and platinum bullion.

The US Mint produces the 22k American Gold Eagle Coin. It is the lone exception of IRA approved gold bullion with a minimum fineness of less than the standard .995 percent fine gold bullion IRA product requirement.

Any gold bullion products falling outside of these fineness ranges, excluding modern US Mint, produced American Gold Eagles, are not approved for IRA contributions.

Non-IRA Approved Gold Coin Examples

Examples of non-IRA approved gold coin products include US Mint produced pre-1933 gold coins and 22k Gold Krugerrand coins produced by the South African Mint.

IRA Approved Gold Coins

IRA approved gold coins are also be produced by other national government gold bullion mints outside of the US Mint. Examples of this would be IRA approved gold coins produced by the Royal Canadian Mint, Perth Mint, or Austrian Mint.

Be careful here regarding IRA Approved Gold Coins

There is a relatively new trend in the gold bullion industry with poor business practicing gold dealers selling low mintage government gold coins at exorbitant price premiums above the fluctuating gold spot price.

Most US Mint proof or graded coins should get avoided when investing your Gold IRA retirement funds due to typically large bid-ask spreads.

Typical bid-ask spreads for an ounce of IRA Approved Gold Bullion Coins should not be more than around 5%. Or a small percentage price difference when buying and immediately selling five figures or more (i.e., fiat valued USD $10,000+) of Gold IRA approved coins.

In other words, once you have completed prudent Gold IRA Approved product purchases. Only a five to ten percent increase in the spot price of gold should have your position in potential profit.

If anyone suggests you can reap exorbitant gold coin price premiums in the future due to low gold coin mintages, walk away immediately.

The following is a shortlist of conventional IRA Approved Gold Coins we both buy and sell here at SD Bullion.


IRA Approved Gold Bars

IRA Approved gold bullion bars are typically COMEX, and LBMA approved gold bars. They get produced by diligent gold refineries ensuring their .999 fine gold bar content is conflict-free and adequately sourced.

As well IRA Approved Gold Bar refiners typically have attained ISO 9000 quality management system standards. This organizational designation helps ensure that gold refiners meet the needs of customers and other stakeholders. All while meeting statutory and regulatory requirements related to creating quality IRA Approved Gold Bullion products.

Again typical buy-ask spreads for an ounce of IRA Approved Gold Bullion Bars should not be more than around 5% when buying and immediately selling five figures or more of Gold IRA approved bullion bars.

The following is a shortlist of conventional IRA Approved Gold Coins we both buy and sell here at SD Bullion.


Learn more about how Gold IRAs can offer investors both bankruptcy and lawsuit protection with many US states.

For individuals looking to utilize both tax-deferred and often retirement savings legal protection, Gold Bullion IRAs are an excellent option.

Our friendly staff is here to help you with any complex or straightforward Gold IRA related questions you might have.

Including proper Gold IRA custodian, due diligence steps one can take to ensure choosing the best Gold IRA custodians available.

Thank you for visiting us here at SD Bullion.


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James Anderson
James Anderson
Senior Market Analyst & Content

A bullion buyer years before the 2008 Global Financial Crisis, James Anderson is a grounded precious metals researcher, content creator, and physical investment grade bullion professional. He has authored several Gold & Silver Guides and has been featured on the History Channel, Zero Hedge, Gold-Eagle, Silver Seek, Value Walk and many more. You can pick up Jame's most recent, comprehensive 200+ Page book here at SD Bullion.

Given that repressed commodity values are now near 100-year low level valuations versus large US stocks, James remains convinced investors and savers should buy and maintain a prudent physical bullion position now, before more unfunded promises debase away in the coming decades...