Gold & Silver IRA's

Introducing our 3-in-1 IRA Solution

SD Bullion is excited to offer the most efficient Precious Metals IRA in the industry today. Some of our customers have setup and funded their Precious Metals IRA account in as little as six business days!

When you work with other dealers, you'll likely have to work with three different entities: the dealer, the depository and the custodian. When you work with SD Bullion, we offer a convenient 3-in-1 IRA solution that our customers love. You can work with us as your single point of contact to manage every step of the way.

Let Us Help

Speak to one of our IRA specialists to discuss how you can take advantage of the benefits of precious metals to diversify your savings portfolio.

We Are The ONLY Gold & Silver IRA Dealer That Owns Our Own Inventory and IRA-Approved Depository. If You Are Working With Another Dealer, Then You Are Working With a Middleman.

Because we own our own inventory and we own the depository, our IRA customers get much faster transaction and settlement times. For example, when you purchase metals, we do not have to "ship" the metals. We simply move them from one part of our vault to the other. This reduces time and avoids potential lost package in the mail scenarios.

When you want to sell or take delivery/distribution of your metals, you only need to call us. If you work with another dealer and want to sell your metals, then the dealer will have to call the third party vault to liquidate and setup logistics. This cost customers unnecessary time to receive their funds or their products.

When you work with SD Bullion, it's all under one roof. See the video below to see how it looks under the roof. 

Get Started in 3 Simple Steps

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OPEN A SELF DIRECTED IRA

To get started opening a Precious Metals IRA, you must open a Self Directed IRA Account. This is a lot simpler than it sounds and it is especially made easy when you use our 3-in1 Streamlined Solution. Request more information https://sdbullion.com/sdira-apply.

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FUND YOUR ACCOUNT

Once your Self Directed IRA Account is open, you can fund this account with dollars from a variety of different accounts. You can wire transfer money from a bank account or rollover an existing IRA or 401k into your new Self Directed IRA.

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PURCHASE APPROVED METALS

Now that your account is funded, you can use the funds available in your new IRA to purchase IRA-eligible precious metals products. SD Bullion makes it easy to shop IRA-approved products and we have outlined some of the customer favorites below.

Why SD Bullion IRA?

Be Careful Which IRA Company You Work With...

The unregulated physical gold and silver industry has a large number of unscrupulous gold dealers and high ranking kickback affiliate websites that take advantage of unknowing, would be low-price bullion buyers, by marketing and selling them either overpriced proof or exclusive low mintage government issued coins.

Based on Google data alone, our industry’s most expensive search ads are Gold IRA and Silver IRA respectively. Large groups of unscrupulous overpriced coin salesmen simply pay Google a premium to run top ranked IRA Ad campaigns with IRA Kit lead capture boxes to take advantage of unknowing investors out there.

Google Adwords Gold Silver IRA Example

Honest high volume bullion dealers simply cannot afford to pay up to $52 USD per perspective customer click. The only way unscrupulous dealers can afford this is by selling IRA customers products they should not pay for nor buy for their Bullion IRA accounts.

To avoid bad actors, our advice is to stay away from Gold & Silver IRA companies that do the following:

  • Hide product prices online and make you call them to get product prices.
  • Pay their sales people commission to offer you high premium, "collectible" products.
  • Use fear tactics to sell high premium, "collectible" products.
  • Offer "to good to be true" offers to get your contact information.

Storing Your IRA Precious Metals

Preferred Precious Metal Storage - SD Depository

We understand that when you invest in precious metals, it is important to keep your investment safe. With our IRA Approved Depository, we securely store your IRA precious metals in our highly secure non-government facility where your metals are safe and 100% fully insured. SD Depository offers the Lowest Price, Segregated Storage Depository for your IRA Precious Metals. Click below to learn more about the benefits of choosing SD Depository for all of your precious metal storage needs.

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Precious Metals IRA FAQ's

How do Precious Metals IRAs work?

To attain approved physical gold, platinum, palladium, and or silver bullion products in your Self-Directed IRA you will need to find an IRA custodian who allows you to purchase bullion for your IRA.

You will also need to find a trusted bullion dealer who will help you buy and sell your physical IRA-approved precious metal products. And finally, have your physical precious metals shipped to a bullion depository where your IRA-approved precious metal bullion products will be stored.

Are Precious Metals IRA's Creditor Exempt?

Did you know that all 50 states have either a full or partial exemption from potential creditors abilities to access an individual’s IRA assets and holdings?

If like us, you live and do business in the USA you are also operating in a highly litigious society. It is prudent to protect what you have earned in case something unfortunate were to happen to you or your livelihood as a result of any unforeseen turn of events.

Common lawsuits often involve breaches of contract, medical malpractice, personal injury, disgruntled employees, etc. All these and other potential lawsuits are a high threat to estates and various professional’s livelihoods and retirement funds.

Business owners, CPAs, lawyers, doctors, dentists, and other professionals often use Individual Retirement Accounts (IRAs) as ways to invest and save for the long term. IRAs offer investors the possibility to use the power of compounding gains in wealth expansion with potential special tax exemptions to help increase a retirement fund’s size. The standard intention for IRA investing citizens is to eventually use their IRA funds for their post career lifetimes by allowing them to maintain a high living standard without having to work in their old age.

Practicing business professionals own physical Silver and Gold IRAs to help diversify their investment portfolios against standard financial threats (e.g. currency debasements, financial crisis, inflation, bank failures, etc.).

Professionals can also simultaneously own IRAs to help defend their wealth against would be creditors or potential lawsuits which often happen in our increasingly lawsuit-prone society.

Learn more about IRA creditor exempt statues amongst the 50 US states by clicking here.

How do I start a Precious Metals IRA?

The next step would be research the potential IRA custodians above, find the service which best suits your needs and objectives. Be sure to consider all the various fees associated with the account and how professional the company is in terms of response time and IRA expertise.

Once you’ve found an IRA custodian you like and created your account, you’ll need to fund it. This is the money that the custodian will use to execute your investing directives (e.g. purchasing physical precious metal bullion products). If are you rolling over an existing IRA, you will likely be quickly funded and ready to go.

Now that your account is ready, you need to choose your trusted precious metals dealer. This is where SD Bullion comes in. There are many dealers, and, like custodians, they’re far from being the same. At SD Bullion, we offer the lowest prices on gold bullion, platinum bullion, palladium bullion, and silver bullion period.

We offer various suitable Bullion IRA products which can be safely purchased and placed into your self-directed Bullion IRA.

When you are ready to make your first purchase of physical precious metals for your IRA, simply give one of our traders a call at 1-800-294-8732 and they can walk you through our simple Bullion IRA ordering process.

A self-directed Bullion IRA can be an excellent option for those who want to diversify their assets and gain the protection offered by precious metals: gold, platinum, palladium, and silver bullion.

With them you can protect your wealth and better ensure your financial future.

Can I have more than one Precious Metals IRA?

Yes. There is no limit to the total amount of IRAs you can have, but the annual contribution limits will be the same regardless of the total number of IRAs you have.

Can I rollover a 401K into a Precious Metal IRA?

Yes. Traditional IRAs, Roth IRAs, SEP IRAs, Simple IRA, and Solo IRAs are all eligible for rollover into Precious Metals IRAs.

What type of Bullion IRA's are there?

Traditional IRA - (n) an individual retirement account that allows citizens to put pretax income into investments that can grow tax-deferred with capital gains or dividend income being taxed until it is withdrawn closer to the citizen’s retirement age.

Individual taxpayers with Traditional IRAs can contribute up to a specified maximum dollar amount per year. Contributions to a Traditional IRA may be tax-deductible depending on the taxpayer's income, tax-filing status, and other contributing factors.

Distributions can be taken as early as age 59½. Starting after age 70½, account holders must take required minimum distributions (RMDs) from their traditional IRAs. Funds removed prior to full retirement eligibility incur a 10% penalty and standard income tax rates. There are exceptions to these penalties for certain situations.

Monetary distributions from Traditional IRAs are treated as ordinary income and are subjected to income tax.

Roth IRA - (n) an individual retirement account that allows investors to set aside after-tax income up to a specified amount each year. Both earnings in the Roth IRA account and withdrawals after the age of 59½ are tax-free.

Individual taxpayers with Roth IRAs can contribute up to a specified maximum dollar amount per year. Contributions to a Roth IRA are made with after-tax income.

Roth IRAs do not require any distributions or withdrawals during the owner’s lifetime. Thus if you have enough other income during retirement, you can simply let your Roth IRA continue to grow tax-free throughout your lifetime. This makes Roth IRAs ideal wealth-transfer vehicles to be passed on to loved ones.

Roth IRAs can also be advantageous for any future windfall profit tax scenarios in which bullion holders are possibly scapegoated for having the foresight to prepare for the eventual devaluation of the US dollar and other globally devaluing fiat currencies around the world.

In summation with Traditional IRAs, you can avoid taxes with the capital you put into them.

With Roth IRAs, you can avoid taxes when you take capital out during your retirement age.

Of course, with either type of IRA, you pay no taxes on the growth of your contributed funds within the Traditional or Roth IRA structure, so long as they remain in their respective IRA account and are done in accordance with IRS statutes.

How do I start a Precious Metals IRA?

There is also a myriad of unqualified individuals selling home Bullion IRA storage ‘solutions’ using complex LLC structures. We suggest you steer clear of any of these offerings as they have the potential of hurting would be Bullion IRA investors by either disqualifying one’s IRA or even possibly creating tax issues for the investor later on in life.

The IRS has even made a public FAQ regarding this often asked question, and while their discouragement is general in nature, almost all home Bullion IRA storage solutions begin offered will fall woefully short of being IRS approved.