Silver & Gold Bullion Home Insurance
Even if a minimal coverage is offered, it often only covers the original cash value of the bullion purchased, not a recently appraised value of the items lost, damaged, or stolen typically up to but no more than $1,000 USD in total. Any more lost or stolen and you are likely out of luck.
Now through SD Bullion, with Sure. and underwriters Markel, you can get cost-effective physical precious metal, silver bullion, and gold bullion home insurance plans. Learn more about home insurance bullion coverage at SD Bullion below.
What does SURE collectible home bullion insurance cover?
Whether you are buying physical bullion as an investment or collecting precious metals as a hobby, purchasing collectibles insurance for bullion coins, bars, or rounds guarantees your physical precious metal items will be protected from typical high-value home storage risks.
Savvy thieves know that sometimes the highest value items aren’t merely cash. Home bullion insurance safeguards your prized possessions in the event someone decides to make off with any part of your bullion collection, even outside the home.
Bullion buyers, investors, and collectors can now get home bullion insurance coverage for physical gold, silver, precious metals, and other collectible items.
All bullion insurance policies are available to all individuals, regardless of how or where their goods were acquired. Bullion insurance is enforced immediately upon authorization of coverage.
Insurance for Gold ✓ Insurance for Silver ✓ Insurance for Bullion ✓
This new bullion and collectibles insurance coverage is offered through an SD Bullion partnership with SURE, a company that specializes in offering insurance through a simplified online enrollment process. With home bullion insurance you will be more able to safely hold precious metals at home with less worry.
Bullion Home Insurance?
Safe and Easy, Get Yours Online Right Now
Insuring your high value precious metal bullion collectibles does not need to involve paperwork or much rigor. Sure has partnered with Markel to bring bullion home storage insurance policy holders an affordable, yet comprehensive plan, that you can purchase instantly—right from here. Markel has been a trusted insurer of personal property since 1988.
You can have Sure insure your bullion holdings at home, and then manage your policy and any claims through a single, user-friendly platform online.
OK, but how much does Home Bullion Insurance cost?!
Home bullion insurance policy pricing is primarily based on the size of your collection, the location of your collection, and the policy deductible.
|Collection Value||Estimated Annual Premium|
|* Exact premium will vary based on deductible, location and other variables|
|** For illustrative purposes only|
For a real life example, currently with about $10,000 USD a bullion buyer can order have a full 500 oz mint case of 1 oz American Silver Eagle coins discreetly shipped fully insured to their door (adult signature required). Under this same example you could theoretically insure 7.5 ‘monster boxes’, or 3,750 total one ounce American Silver Eagle coins for only $12.50 a month.
Yes that is only 0.2% of the bullion’s value or 20 basis points on a yearly basis to have your bullion at home insured. This home bullion insurance coverage can not only be applied to silver bullion holdings, but also a mix of other gold bullion and physical precious metal coins, bars, and rounds (e.g. palladium, platinum, etc.).
For further pricing context comparisons, most non-bank fully insured secure logistics providers like Brink’s charge silver bullion account holders some 50 basis points or more per year to store and insure their silver bullion in segregated accounts.
Here you can save while still insuring your precious metals at home, while simultaneously having your bullion close at hand 24x7, day, or night. This is critical, especially when or if you might need your bullion most.